Identity theft is when someone steals information about you and then uses that information to pretend to be you and commit crimes, such as credit card fraud. One of the key steps to protecting yourself is monitoring your financial, credit score and credit card accounts. The sooner you detect fraud in any of these accounts, the sooner you can minimize the damage.

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When shopping online, always use your credit cards instead of a debit card. If any fraud happens, it is far easier to recover your money from a credit card transaction. Gift cards and one-time-use credit card numbers are even more secure.

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Be aware of all the devices connected to your home network, including baby monitors, gaming consoles, TVs, appliances or even your car. Ensure all those devices are protected by a strong password and/or are running the latest version of their operating system.

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If possible, have two computers at home — one for parents and one for kids. This way they can’t accidently infect your computer. If you are sharing a computer, make sure you have separate accounts for everyone and that kids do not have privileged access.

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Companies you do business with should never ask for your account information, credit card numbers or password in an email. If you have any questions about an email you receive that supposedly came from your financial institution or service provider, find their number on their website and call them.

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When attending a video conference, make sure you are using the latest version of the conferencing software. In addition, if you are using the video option make sure there is nothing sensitive behind you that others would see.

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The Dark Web is a network of systems connected to the Internet designed to share information securely and anonymously. These capabilities are abused by cyber criminals to enable their activities, for example selling hacking tools or purchasing stolen information such as credit card data. Be aware that your information could be floating around the Dark Web, making it easier for cyber criminals to create custom attacks targeting you..

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Ransomware is a special type of malware. Once it infected your computer, it encrypts all of your files and demands you pay a ransom if you want your files back. Be suspicious of any emails trying to trick you into opening infected attachments or click on malicious links, common sense is your best defense. In addition. backups are often the only way you can recover from ransomware.

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Ransomware is a special type of malware. Once it infected your computer, it encrypts all of your files and demands you pay a ransom if you want your files back. Be suspicious of any emails trying to trick you into opening infected attachments or click on malicious links, common sense is your best defense. In addition. backups are often the only way you can recover from ransomware.

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Eventually, we all have an accident or get hacked. And when we do, backups are often the only way to recover. Backups are cheap and easy; make sure you are backing up all of your personal information at home (such as family photos) on a regular basis.

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