Virtual Private Networks (VPN) create encrypted tunnels when you connect to the Internet. They are a fantastic way to protect your privacy and data, especially when traveling and connecting to untrusted or unknown networks, such as at hotels or coffee shops. Use a VPN whenever possible, both for work and personal use.

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Make sure each of your accounts has a separate, unique password. Can’t remember all of your passwords/passphrases? Consider using a password manager to securely store all of them for you.

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Two-step verification (also called two-factor authentication or 2FA) is one of the best steps you can take to secure any account. Two-step verification is when you require both a password and code sent to or generated by your mobile device. At a minimum enable two-step verifcation for your most important accounts such as emai, financial and retirement accounts.

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Now adays most of us have numerous devices in our homes connect to the Internet. From thermostats and gaming consoles to baby monitors, door locks or even your car. Ensure you change the default passwords on these devices and enable automatic updating.

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The number one step for protecting your mobile device is making sure it has a strong screenlock on it so only you can access it.

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Bad guys are targeting your social media accounts. One of the most effective ways you can protect them is with a unique, strong password called a passphrase. Enabling two-step verification (if your social media site offers it) is even better.

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Privacy settings on social networks can be confusing to configure and change often. Ultimately, if you do not want your parents or boss reading one of your posts, do not post the message or photo.

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What happens to our digital presence when we die or become incapacitated? Many of us have or know we should have a will and checklists of what loved ones need to know in the event of our passing. But what about all of our digital data and online accounts? Consider creating some type of digital will, often called a "Digital Inheritance" plan.

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More and more scams and attacks are happening over the phone. Whenever you get an urgent phone call on the phone pressuring you to do something (such as a caller pretending to be the tax department or Microsoft Tech Support) be very suspicious. It’s most likely a scammer trying to trick you out of money or pressure you into making a mistake. Protect yourself, simply hang up the phone or tell the person you can’t help them. You are not being rude, the person on the other line is trying to take advantage of you.

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You may be aware that cyber attacks will try to trick you over the phone or through email using phishing attacks, but do you realize they may try to attack you also over Social Media, such as through Snapchat, Twitter, Facebook or LinkedIn? Just like in email, if you get any Social Media messages that are highly urgent or too good to be true, it may be an attack.

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