In the five years since the Affordable Care Act (ACA) was made law, small business owners understood that eventually they would have to deal with it. That time is now. The ACA (aka Obamacare) comes with new requirements and penalties that start in 2016. But if you are diligent and creative, and your business is of a certain size with the right mix of employees, you might come out financially ahead.    
Let’s start with these questions:
Have you avoided purchasing health insurance for yourself? Are you not offering insurance coverage to your employees? Are you aware that you might be eligible for a tax credit if you have less than 25 employees and provide them health insurance? What is the estimated household income of each employee?
Here are four things to know right now:

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